Business Owner Package Policy

Carrier Admitted

Eligible States: Florida
  • Coverages Offered
    • Commercial General Liability
    • Building & Personal Property
    • Business Income and Extra Expense
    • Professional Liability- Barber & Beauty, Funeral Directors, Optical & Hearing Aid Establishments
    • Fire Legal
    • Outdoor Signs
    • Money and Securities
    • Employee Dishonesty
    • Including ERISA Endorsement
    • Ordinance or Law
    • Spoilage
    • Off Premises Personal Property
    • Account Receivable
    • Valuable Papers
    • Condominium Unit Owners Loss Assessment
    • Forgery and Alteration
    • Equipment Breakdown
  • Classes Considered
    • A variety of business types within:
      • Office
      • Retail
      • Service
    • Specific eligibility per business type available on the rating page.
  • Coverage Limits
    • Up to $3M for personal property or building if the building is 10 years or newer
    • Up to $1M for personal property or building if the building is 11-20 years old
    • No age restrictions if contents is only written and less than $250,000 limit
  • Deductible Options
    • AOP Options: $1000, $2500, $5000
    • Wind & Hail: 2 % or 5%
  • Florida Eligible Territories
    • Log in and use our online quoting system to see ineligible zip codes and counties
    • Locations within the Citizens Coastal Territory ( wind pool) area, must be written excluding wind
    • Gross revenues cannot exceed $5M
    • Protection classes 1-8 considered
    • $500 minimum premium
  • Resources
    • Log in to view related resources
  • Education
    • Log in to view related education links
  • Video
    • Log in to view related Video links
*** Disclaimer:  This is a general eligibility summary and other guidelines can and will apply. #BOP

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