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Business Owner Package Policy
Carrier Admitted
Eligible States: Florida
Coverages Offered
Classes Considered
Coverage Limits
Deductible Options
Florida Eligible Territories
Carriers
Resources
Education
Contact an Underwriter
Eligible States
Florida
Coverages Offered
Commercial General Liability
Building & Personal Property
Business Income and Extra Expense
Professional Liability- Barber & Beauty, Funeral Directors, Optical & Hearing Aid Establishments
Fire Legal
Outdoor Signs
Money and Securities
Employee Dishonesty
Including ERISA Endorsement
Ordinance or Law
Spoilage
Off Premises Personal Property
Account Receivable
Valuable Papers
Condominium Unit Owners Loss Assessment
Forgery and Alteration
Equipment Breakdown
Classes Considered
A variety of business types within:
Office
Retail
Service
Specific eligibility per business type available on the rating page.
Coverage Limits
Up to $3M for personal property or building if the building is 10 years or newer
Up to $1M for personal property or building if the building is 11-20 years old
No age restrictions if contents is only written and less than $250,000 limit
Deductible Options
AOP Options: $1000, $2500, $5000
Wind & Hail: 2 % or 5%
Florida Eligible Territories
Log in and use our online quoting system to see ineligible zip codes and counties
Locations within the Citizens Coastal Territory ( wind pool) area, must be written excluding wind
Gross revenues cannot exceed $5M
Protection classes 1-8 considered
$500 minimum premium
Resources
Log in to view related resources
Education
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Video
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*** Disclaimer: This is a general eligibility summary and other guidelines can and will apply. #BOP
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