Cyber Liability

Cyber Liability

Eligible States: Florida, Texas, Tennessee, Alabama

Monoline Cyber Liability coverage available standalone for condominiums, homeowners associations, and golf and country clubs.

  • Classes Considered
    • Residential Condominium Associations
    • Commercial Condominium Associations
    • Timeshares
    • Cooperatives
    • Homeowners Associations
    • Golf and Country Clubs
  • Coverages Offered
    • Cyber Liability (Privacy and Cyber Security)
    • Breach Costs
    • Regulatory Defense, Fines, Penalties, Awards
    • Multimedia Liability (Media Wrongful Act)
    • Cyber Extortion and Ransomware
    • Data Recovery (Business Interruption and Extra Expense)
    • Social Engineering
  • Eligible Territories
    • Florida
    • Texas
    • Tennessee
    • Alabama
  • Features and Options
    • Property Manager automatically included
    • Limits offered include $100,000, $250,000, $500,000, and $1,000,000 Annual Aggregate plan options
    • Deductible: $5,000 Each Incident or Event
    • Continuity Date: Inception of Policy
    • Terrorism Included
  • Eligibility and Authority Levels
    • No claims or complaints with respect to privacy, a breach of information or network security, unauthorized disclosure of information during the past 5 years
    • Applicant must not be aware of any fact, circumstance, situation, event or transaction which may give rise to a claim or loss under the proposed insurance or to any obligation to provide breach notification to any third party
    • Applicant has not been subject to any government action, investigation or subpoena regarding any alleged violation of a privacy law or regulation
    • Applicant has not notified consumer or any other third party of a data breach incident involving the applicant
    • Applicant has never experienced an actual or attempted extortion demand with respect to its computer systems
    • Gross Annual Revenue up to $4,000,000 (Refer to underwriting for higher revenue)
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*** Disclaimer:  This is a general eligibility summary and other guidelines can and will apply. #CYBERLIABILITY